Investment Management

Find a better path for your money

We invest money following a process. A process based on time tested concepts such as  

  • Asset allocation (i.e. the mix of stocks vs. bonds vs. cash).
  • Diversification (i.e. not putting all your eggs in one basket).
  • Plan based guidance (i.e. stabilizing greed for returns and fears of loss).

Our process is designed to answer common questions and solve problems faced by investors today. Such as, how much should I invest in stocks? What about bonds? I have heard about things like real estate or gold or commodities, what about those ideas? When should I buy? When should I sell? I already have some investments, what do I do with those?

We could go on, but you get the idea. There are lots of questions when it comes to investing. Therefore we seek to make it simpler without sacrificing sophistication or minimizing fresh ideas. We use a straight forward, three step process to get started.

Step 1: Are we a Fit? 

Step 1: Are we a Fit? 

We start with a simple, relaxed meeting. There is no cost. Just a conversation about what you need. The problems you face. Where you are today. What you hope to accomplish.

In turn we will tell you about us. How we work and what you can expect. We will answer all your questions. We will detail how we are paid and provide you with a written summary. 

We are looking to see if we are a fit to work together. If so, we take another step. 

Step 2: Create a Framework. 

Step 2: Create a Framework. 

Our next step is to summarize your goals, needs, obstacles and timelines. During this step we will explore and discuss different types of investments, their related risks, their potential returns and how they work together in a portfolio.

We will discuss different strategies, the pro's and con's for each, the risks you would take and the potential gains you might see. 

The result is a customized investment framework based on your goals, your timeline, your needs and of course your comfort with the inevitable ups and downs in the markets.

Step 3: Proposal & Execution.

Step 3: Proposal & Execution.

Our third step is to present you with an investment proposal. We will detail specific investments, the mix between different investments, the hoped for returns and the potential risks. 

We can drill down into detail on many topics. We can even explore a detailed analysis. But for most investors we find they want a mix of big picture with just the right amount of detail.

We will answer your questions and make adjustments as needed. With your agreement we will move forward and invest your money. 

Ongoing Review: Monitor & report.

Ongoing Review: Monitor & report.

That's it. Now you sit back and let us do the heavy lifting.

We will work to set regular reviews with you either in person, by phone or video. During your reviews we will discuss recent economic and market events, the impact on your portfolio, possible future outlooks and discuss potential adjustments, if any, to your portfolio. 

In between our reviews, we will monitor and track your portfolio. We will conduct regular assessments of your existing investments as well as seek and explore new ideas. We will proactively reach out to you with new ideas or adjustments as needed between our reviews.

[ Download Our Investment Process ]

Or call us to find out more at 650-458-0312

For more information about our wealth management process or the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | (650) 458-0312