What are the chances?
Chance you will have an auto accident? About 1 in 52. That’s about a 2% chance or 0.02.1
Chance your home will experience a fire? About 1 in 335. That’s about 1/3 of one percent or 0.003.2
Chance you will need long term care? About 1 in 1.4. That's about 70%.3
The reality is we all get older. If you are like many people, you have either heard about someone needing long term care or experienced it within your family. The financial and emotional drain on family is impactful and potentially financially devastating. What are some common options left for people dealing with a long term care event?
Long term care insurance can help offset costs. Granting those who can use a long term care policy more options, greater flexibility, continued privacy and independence.
Before you need it. When you are healthy. When it may be cheaper.
Despite our best efforts to stay healthy, we all get older. Things just start to not work so well. If you wait until something goes wrong, you may find coverage expensive or even unavailable.
Cost and coverage's change as you get older. Start early. Start before you need it.
Get started today and request your free, no obligation Long Term Care Guide. Feel free to call us at 650-458-0312 with questions. We be glad to help!
Over the last few years, there have been many changes in policies. Yet what has remained constant is the continued growth in the expenses of paying for a long term care event. From home care to nursing homes, all have seen increases in costs.
Long Term Care policies premiums vary. Finding the right policy that balances affordability and coverage is not easy.
If you would like to be better informed request our free, no obligation Long Term Care Guide today!
Please keep in mind that insurance companies alone determine insurability and some people may be deemed uninsurable because of health reasons, occupation and lifestyle choices.
Guarantees are based on the claims paying ability of the issuing company.
1. Ahrens, Marty. National Fire Protection Association. “Home Structure Fires” Sept 2015. 2. U.S. Department of Transportation National Highway Traffic Safety Administration. “Quick Facts 2014”. March 2016. 3. U.S. Department of Health and Human Services. 2016 June 2014. “Who needs Care?” https://longtermcare.acl.gov/the-basics/who-needs-care.html